What is STCG Tax Calculator?
Calculate STCG tax on equity shares and mutual funds sold within 1 year for FY 2024-25 Simply enter your values, and the calculator instantly computes accurate results using standard financial formulas. All calculations are performed entirely in your browser — nothing is stored or transmitted.
Formula Used
Equity shares/equity MF held under 1 year: STCG taxed at flat 15%. Debt MF (any holding): taxed at slab rate. F&O and intraday trading profits: treated as business income, taxed at slab rate.
How to Use This Calculator
- Select the asset type (equity, equity MF, F&O, or other)
- Enter total sale proceeds and total purchase cost
- Enter STT paid (equity STCG requires STT payment)
- Click Calculate to see net STCG and applicable tax
- Add multiple transactions to see consolidated tax liability
Worked Example
Bought 500 shares @ ₹400 (6 months ago) | Sold @ ₹520 → STCG = ₹60,000 | STCG Tax = ₹9,000 (15%) | Net: ₹51,000
Why Use This Tool?
- Plan asset sale timing — holding 1 extra day can save tax (15% to 10%)
- Consolidate all short-term trades for annual tax filing
- Understand F&O tax treatment vs equity tax
- Calculate advance tax liability on trading profits
Frequently Asked Questions
What is Short Term Capital Gains (STCG) tax?
STCG applies to equity shares and equity mutual funds sold within 1 year of purchase. The gain is taxed at a flat rate of 15% (from FY 2024-25 onwards, increased from earlier rates). This is regardless of your income tax slab.
How is F&O trading income taxed?
F&O (futures and options) income is treated as business income under the Income Tax Act, not as capital gains. It is taxed at your applicable income tax slab rate (5%, 20%, or 30%). F&O losses can be set off against other business income.
Can I set off STCG against STCG loss?
Yes. Short-term capital losses can be set off against both short-term and long-term capital gains. LTCG losses can only be set off against LTCG. Unabsorbed capital losses can be carried forward for up to 8 years if returns are filed on time.
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