STCG Tax Calculator

Calculate Short Term Capital Gains tax on equity and other assets.

Keep FinCalc Pro free 🙏

STCG Tax Details

Listed equity shares, equity-oriented mutual funds held < 12 months

STCG Amount
₹1,00,000Total gain
Tax Rate
20%Fixed rate (Budget 2024)
Tax (before cess)
₹20,00020% of gain
Total Tax + Cess
₹20,800+4% Health & Education Cess

STCG Tax Rates (FY 2024-25)

20%
Listed Equity / Equity MF
Budget 2024: increased from 15% to 20%. Held < 12 months.
Slab Rate
Debt / Other Assets
Taxed as regular income at your income tax slab rate.
Slab Rate
Property (short-term)
Held < 24 months (36 months if purchased before 2017).
Share:WhatsAppTweet

What is STCG Tax Calculator?

Calculate STCG tax on equity shares and mutual funds sold within 1 year for FY 2024-25 Simply enter your values, and the calculator instantly computes accurate results using standard financial formulas. All calculations are performed entirely in your browser — nothing is stored or transmitted.

Formula Used

Equity STCG Tax = 15% on net short-term capital gains | Other assets STCG = taxed at applicable income tax slab rate

Equity shares/equity MF held under 1 year: STCG taxed at flat 15%. Debt MF (any holding): taxed at slab rate. F&O and intraday trading profits: treated as business income, taxed at slab rate.

How to Use This Calculator

  1. Select the asset type (equity, equity MF, F&O, or other)
  2. Enter total sale proceeds and total purchase cost
  3. Enter STT paid (equity STCG requires STT payment)
  4. Click Calculate to see net STCG and applicable tax
  5. Add multiple transactions to see consolidated tax liability

Worked Example

Bought 500 shares @ ₹400 (6 months ago) | Sold @ ₹520 → STCG = ₹60,000 | STCG Tax = ₹9,000 (15%) | Net: ₹51,000

Why Use This Tool?

  • Plan asset sale timing — holding 1 extra day can save tax (15% to 10%)
  • Consolidate all short-term trades for annual tax filing
  • Understand F&O tax treatment vs equity tax
  • Calculate advance tax liability on trading profits

Frequently Asked Questions

What is Short Term Capital Gains (STCG) tax?

STCG applies to equity shares and equity mutual funds sold within 1 year of purchase. The gain is taxed at a flat rate of 15% (from FY 2024-25 onwards, increased from earlier rates). This is regardless of your income tax slab.

How is F&O trading income taxed?

F&O (futures and options) income is treated as business income under the Income Tax Act, not as capital gains. It is taxed at your applicable income tax slab rate (5%, 20%, or 30%). F&O losses can be set off against other business income.

Can I set off STCG against STCG loss?

Yes. Short-term capital losses can be set off against both short-term and long-term capital gains. LTCG losses can only be set off against LTCG. Unabsorbed capital losses can be carried forward for up to 8 years if returns are filed on time.

Explore more tax (india) calculators or try our other free financial tools.

Disclaimer: Results from this calculator are estimates for educational purposes only. Actual returns may vary due to market conditions and other factors. Please consult a SEBI-registered financial advisor before making investment decisions.

Advertisement

About STCG Tax Calculator

Calculate STCG tax on equity shares and mutual funds sold within 1 year for FY 2024-25

This calculator belongs to the Tax (India) category. Explore more tax (india) calculators.

Related Topics

stcgshort term capital gainscapital gains taxstcg calculator indiashort term capital gains tax calculatorintraday tax calculator