Home Loan Total Cost Calculator

See the true all-in cost of buying a home including registration and charges.

Home Purchase Details

%
% p.a.
years
%
Down Payment
₹16,00,00020% of property price
Loan Amount
₹64,00,000Principal borrowed
Monthly EMI
₹55,541For 20 years
Total EMI Paid
₹1,33,29,840Interest: ₹69,29,840
Registration Cost
₹5,60,0007% stamp duty
Total Maintenance
₹12,00,000Over 20 years
Total Property Tax
₹3,00,000Over 20 years
Grand Total Cost
₹1,69,89,840True cost of ownership

Cost Breakdown

Property Price

₹80,00,000

47.1%

Loan Interest

₹69,29,840

40.8%

Registration

₹5,60,000

3.3%

Maintenance

₹12,00,000

7.1%

Property Tax

₹3,00,000

1.8%

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About Home Loan Total Cost Calculator

See the true all-in cost of buying a home including registration and charges. Use this free calculator to make informed financial decisions. All calculations are performed instantly in your browser — no login required, no data stored.

Related Topics

home loan total costproperty total costhome buying cost

Frequently Asked Questions

How accurate is this calculator?

This calculator uses standard financial formulas and is designed for educational and planning purposes. For precise financial advice, please consult a certified financial planner.

Is my data saved or stored?

No. All calculations happen entirely in your browser. We do not store, transmit, or log any of the values you enter.

Can I share the results?

Yes! Use the Share buttons above to send this calculator via WhatsApp, Twitter/X, or copy the link. You can also print the results using the Print button.