Cash Flow Calculator
Calculate operating cash flow and free cash flow from financials.
Monthly Income
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Monthly Expenses
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Total Monthly Income
₹1,00,000All income sourcesTotal Monthly Expenses
₹73,000All expense categoriesNet Cash Flow
₹27,000Monthly surplusSavings Rate
27.0%Great! Above 20%3-Month Emergency Fund
₹2,19,000Minimum safety net6-Month Emergency Fund
₹4,38,00017 months to buildIncome Breakdown
Salary100%
Expense Breakdown
Rent/EMI34%
Food21%
Utilities7%
Transport11%
Insurance7%
Entertainment7%
Other14%
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About Cash Flow Calculator
Calculate operating cash flow and free cash flow from financials. Use this free calculator to make informed financial decisions. All calculations are performed instantly in your browser — no login required, no data stored.
Related Topics
cash flowoperating cash flowfcf
Frequently Asked Questions
How accurate is this calculator?
This calculator uses standard financial formulas and is designed for educational and planning purposes. For precise financial advice, please consult a certified financial planner.
Is my data saved or stored?
No. All calculations happen entirely in your browser. We do not store, transmit, or log any of the values you enter.
Can I share the results?
Yes! Use the Share buttons above to send this calculator via WhatsApp, Twitter/X, or copy the link. You can also print the results using the Print button.