What is Stamp Duty & Registration Calculator?
Calculate stamp duty and registration charges for property purchase across all Indian states including concessions for women Simply enter your values, and the calculator instantly computes accurate results using standard financial formulas. All calculations are performed entirely in your browser — nothing is stored or transmitted.
Formula Used
Stamp duty is paid to state government; rates vary 3-7% by state. Registration fee is 1% of property value (capped at ₹30,000-1 lakh in some states). Both are paid at sub-registrar office at time of registration.
How to Use This Calculator
- Enter the property sale price or circle rate value (whichever is higher)
- Select your state from the dropdown
- Select buyer type (individual male, individual female, or joint)
- Click Calculate to see stamp duty and registration charges
- Total is added to your home buying budget
Worked Example
Property Value: ₹75,00,000 | Maharashtra | Male Buyer | Stamp Duty: 5% = ₹3,75,000 | Registration: 1% = ₹75,000 | Total: ₹4,50,000
Why Use This Tool?
- State-wise accurate stamp duty rates
- Women buyer concession automatically applied
- Plan registration costs before finalizing home budget
- Understand circle rate vs agreement value implications
Frequently Asked Questions
What is stamp duty and who pays it?
Stamp duty is a state government tax on property transactions. The buyer pays stamp duty at the time of property registration. It is calculated on the higher of the agreement value or the government's circle rate (ready reckoner value). Non-payment or under-payment is a legal offence.
Do women buyers get stamp duty concession?
Yes, most states offer 1-2% concession to female buyers. Delhi: women pay 4% vs 6% for men. Maharashtra: women pay 5% (same as men in most cities, but specific areas have concession). UP: women pay 6% vs 7% for men. For joint ownership with a woman as first owner, some states allow the lower rate.
Can stamp duty be paid online?
Yes. Most states now allow online payment via GRAS (Government Receipt Accounting System) portal or through their state registration department websites. Online stamp duty is accepted in Maharashtra (IGR portal), Karnataka (Kaveri Online), Delhi, and most other states.
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