NSC Calculator

Calculate National Savings Certificate maturity value and interest.

National Savings Certificate Details

Interest Rate7.7% p.a.
Lock-in Period5 Years (Fixed)
Principal Amount
₹1,00,000Invested amount
Total Interest
₹44,903Paid at maturity
Maturity Amount
₹1,44,903After 5 years

Year-wise Interest (Compounded Annually)

YearInterest AccruedBalance
Year 1₹7,700₹1,07,700
Year 2₹8,293₹1,15,993
Year 3₹8,931₹1,24,924
Year 4₹9,619₹1,34,544
Year 5₹10,360₹1,44,903

* Interest is compounded annually but paid only at maturity (after 5 years). Years 1–4 interest qualifies for Section 80C deduction each year.

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About NSC Calculator

Calculate National Savings Certificate maturity value and interest. Use this free calculator to make informed financial decisions. All calculations are performed instantly in your browser — no login required, no data stored.

Related Topics

nscnational savings certificatepost office

Frequently Asked Questions

How accurate is this calculator?

This calculator uses standard financial formulas and is designed for educational and planning purposes. For precise financial advice, please consult a certified financial planner.

Is my data saved or stored?

No. All calculations happen entirely in your browser. We do not store, transmit, or log any of the values you enter.

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