What is Mutual Fund Returns Calculator?
Calculate absolute returns, CAGR and total profit from mutual fund investments based on NAV and investment amount Simply enter your values, and the calculator instantly computes accurate results using standard financial formulas. All calculations are performed entirely in your browser — nothing is stored or transmitted.
Formula Used
Units purchased = Investment / NAV at purchase | Current Value = Units × Current NAV | Absolute return is total gain. CAGR normalizes for the holding period.
How to Use This Calculator
- Enter the amount invested in the mutual fund
- Enter the NAV (Net Asset Value) at the time of purchase
- Enter the current NAV of the fund
- Enter the investment date or number of days held
- Click Calculate to see units held, current value, absolute return, and CAGR
Worked Example
Invested: ₹1,00,000 | Purchase NAV: ₹50 | Current NAV: ₹80 | Held: 3 years → Units: 2,000 | Value: ₹1,60,000 | Absolute Return: 60% | CAGR: 16.96%
Why Use This Tool?
- Calculate exact returns from any mutual fund investment
- Compare performance of different funds in your portfolio
- See units accumulated and current portfolio value
- Works for both equity and debt mutual funds
Frequently Asked Questions
What is NAV in mutual funds?
NAV (Net Asset Value) is the per-unit price of a mutual fund. It is calculated as (Total Assets − Liabilities) / Total Units Outstanding. NAV changes daily based on the market value of the fund's holdings.
How to calculate mutual fund returns?
Absolute Return = (Current Value − Invested) / Invested × 100. For example, ₹1 lakh growing to ₹1.5 lakh gives 50% absolute return. For annualized return (CAGR), use: CAGR = (Current NAV/Purchase NAV)^(1/years) − 1.
Which is better — absolute return or CAGR?
CAGR is a better measure for comparing investments held over different periods. Absolute return is useful for short-term investments under 1 year. Mutual fund fact sheets report 1-year, 3-year, and 5-year CAGR for standardized comparison.
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